Friday:
I was foolish again today, by not clearly saying I wasn't interested in something and therefore extending the whole pointless exchange. Last time I was that gym I didn't like, I didn't want to say that I wasn't going back so the guy rang me twice to chat about it. I could have avoided that by just saying "I've decided no" straight away. I had to say it eventually, and just added extra hassle to the process!
Today it was at the bank. I went in and got that account set up and had a nice chat with the bank lady about our kids and stuff. She asked if we were transferring all our banking to them (no) and started pushing me to (in a nice way), saying they could negotiate various things to get our business. Now I knew straight away I wasn't going to for reasons I didn't divulge to her, and could have avoided a lot of time wasting by saying no thanks clearly. But I was all polite and wishy washy and "I'll think about it" and "I'll talk to my husband" so now she is going to call me in a week or so to see what I've decided! My extreme confrontation avoidance just means delaying the inevitable.
It's not a big deal but I do this too often. It's just silly.
Showing posts with label bank. Show all posts
Showing posts with label bank. Show all posts
Friday, February 26, 2016
Wednesday, February 24, 2016
#allbanksarebastards
Thursday:
Tim had to leave ridiculously early this morning to catch a flight. And, as is my habit, I woke even stupidly earlier than that, lay awake waiting for his alarm to go off, then couldn't get back to sleep until after he'd gone. So by the time it was actually time to get up, I was feeling awful and assumed I was still sick as a dog (as they say, but are dogs so very sick? Australians also say "drunk as a skunk" even though we don't have skunks here, and as far as I know they don't get drunk, but at least that rhymes. Rhyming slang is quite big in some parts of Australia (and England I think), like American = Yank = Septic Tank. Charming isn't it.)
Anyway, as I was saying.
Thought I was still sick, but after being up for a while and having breakfast turns out I'm fine, I was just feeling yuck from the sleep disruption. So that is nice.
I spent the entire day investigating banks. Our current bank doesn't have any branches near our new location. I do most of my banking online these days, but occasionally you want a local branch that you can visit in person, especially if you need a bank cheque (which I unexpectedly needed when we bought our car last year). So I was in the market for new bank. And I don't much like any of the big ones, that is why we went for a small local last time. So many fees and charges!
But I had to choose a bank. So I did, after much research, and proceeded to fill out an online application, which apparently should have been easy and fun! Yay! Except they wouldn't accept my ID. They give you four options, I put in two (accepted but not enough), tried to add my passport but it kept saying my document number was wrong (??!!) so I switched to my birth certificate but it wouldn't accept that because my birth name (maiden name) doesn't match my current name (married name). Does this issue not come up often enough for them to find a way to deal with it?? Surely they have the occasional woman who changed her name when she got married wanting to open an account. Sigh. Such a waste of my time. So I'll have to go in to the branch after all.
But not today! Heatwave conditions. Hot hot hot. I stayed safe inside with my air conditioning on.
Except when I took the kids to Acrogym in the afternoon to an uncooled indoor gym. We forgot last week so I didn't want to miss another class. I sat with sweat running down my back (and I wasn't even the one exercising!) and tried to imagine I was in a sauna for pleasure. Not being tortured.
So nice to be back home in the cool!
Tim had to leave ridiculously early this morning to catch a flight. And, as is my habit, I woke even stupidly earlier than that, lay awake waiting for his alarm to go off, then couldn't get back to sleep until after he'd gone. So by the time it was actually time to get up, I was feeling awful and assumed I was still sick as a dog (as they say, but are dogs so very sick? Australians also say "drunk as a skunk" even though we don't have skunks here, and as far as I know they don't get drunk, but at least that rhymes. Rhyming slang is quite big in some parts of Australia (and England I think), like American = Yank = Septic Tank. Charming isn't it.)
Anyway, as I was saying.
Thought I was still sick, but after being up for a while and having breakfast turns out I'm fine, I was just feeling yuck from the sleep disruption. So that is nice.
I spent the entire day investigating banks. Our current bank doesn't have any branches near our new location. I do most of my banking online these days, but occasionally you want a local branch that you can visit in person, especially if you need a bank cheque (which I unexpectedly needed when we bought our car last year). So I was in the market for new bank. And I don't much like any of the big ones, that is why we went for a small local last time. So many fees and charges!
But I had to choose a bank. So I did, after much research, and proceeded to fill out an online application, which apparently should have been easy and fun! Yay! Except they wouldn't accept my ID. They give you four options, I put in two (accepted but not enough), tried to add my passport but it kept saying my document number was wrong (??!!) so I switched to my birth certificate but it wouldn't accept that because my birth name (maiden name) doesn't match my current name (married name). Does this issue not come up often enough for them to find a way to deal with it?? Surely they have the occasional woman who changed her name when she got married wanting to open an account. Sigh. Such a waste of my time. So I'll have to go in to the branch after all.
But not today! Heatwave conditions. Hot hot hot. I stayed safe inside with my air conditioning on.
Except when I took the kids to Acrogym in the afternoon to an uncooled indoor gym. We forgot last week so I didn't want to miss another class. I sat with sweat running down my back (and I wasn't even the one exercising!) and tried to imagine I was in a sauna for pleasure. Not being tortured.
So nice to be back home in the cool!
Thursday, August 27, 2015
Garden
Thursday:
We had the gardeners here for a couple of hours yesterday and all day today. Usually they just mow the lawn and prune the shrubs, but this time they were getting the gardens ready for selling the house. New plants, lots of mulch and new gravel. It looks wonderful. Tim had thought their quote was a bit high, but about twelve hours work with two men plus plants and mulch and it suddenly seems reasonable. I think it really adds value to the house. I'll take a photo in the light tomorrow - but I should have taken a "before" shot too! It wasn't terrible before, but it looks great all spruced up.
Still haven't heard from the bank and I have no idea what is taking so long. The loans guy acknowledged my request but I'm wondering if he's been out of the office for a few days. Or busy. Or sick. He has pre-approved the amount we can borrow but needs to approve each house we are interested in, I guess so that we are not borrowing more than it is worth. 'Cause then if we went bankrupt and had to sell the house, the bank wouldn't get their money back. I think that is what it's about.
Tim at last has everything in writing from his employer so I need have no lingering fears that the move is going to fall through.
We had the gardeners here for a couple of hours yesterday and all day today. Usually they just mow the lawn and prune the shrubs, but this time they were getting the gardens ready for selling the house. New plants, lots of mulch and new gravel. It looks wonderful. Tim had thought their quote was a bit high, but about twelve hours work with two men plus plants and mulch and it suddenly seems reasonable. I think it really adds value to the house. I'll take a photo in the light tomorrow - but I should have taken a "before" shot too! It wasn't terrible before, but it looks great all spruced up.
Still haven't heard from the bank and I have no idea what is taking so long. The loans guy acknowledged my request but I'm wondering if he's been out of the office for a few days. Or busy. Or sick. He has pre-approved the amount we can borrow but needs to approve each house we are interested in, I guess so that we are not borrowing more than it is worth. 'Cause then if we went bankrupt and had to sell the house, the bank wouldn't get their money back. I think that is what it's about.
Tim at last has everything in writing from his employer so I need have no lingering fears that the move is going to fall through.
Wednesday, August 26, 2015
Waiting
Wednesday:
Healing has kicked into high gear. I woke once during the night to go to the bathroom, got right back to sleep, and in the morning woke to find myself sleeping on my right side (which has lately been the wrong side) with no pain! Yay! Only a little discomfort when I started moving around this morning. So awesome to be feeling well again.
On the downside it was a pretty frustrating day, waiting to hear from the bank. We really want to put in an offer on this particular property. I'm worried someone else will get it first! And even if they don't, we aren't keen on having to bid at auction, which we've never done. I felt a bit anxious and out of sorts all day and kept checking my email. Ironically, the less I am preoccupied with how horrible I feel, the more stressed I feel about the move! I guess I was too distracted before.
More cleaning and packing and sorting. The house is looking a lot less cluttered.
Healing has kicked into high gear. I woke once during the night to go to the bathroom, got right back to sleep, and in the morning woke to find myself sleeping on my right side (which has lately been the wrong side) with no pain! Yay! Only a little discomfort when I started moving around this morning. So awesome to be feeling well again.
On the downside it was a pretty frustrating day, waiting to hear from the bank. We really want to put in an offer on this particular property. I'm worried someone else will get it first! And even if they don't, we aren't keen on having to bid at auction, which we've never done. I felt a bit anxious and out of sorts all day and kept checking my email. Ironically, the less I am preoccupied with how horrible I feel, the more stressed I feel about the move! I guess I was too distracted before.
More cleaning and packing and sorting. The house is looking a lot less cluttered.
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